Middle-Class Families: How to Classify Them for Each State

What makes a family come under the middle-class category? It isn’t just the income criteria that decide this. Going by the Pew Research data, middle class or middle-income households have incomes two-thirds to double the U.S. median household income.

GOBankingRates have analyzed this benchmark, and it has come to a conclusion that the income of families that makes them middle class differs from state to state in the U.S. Cost of living and average income have been found to vary for each state.

Data from the U.S. Census Bureau’s 2018 American Community Survey were analyzed to arrive at how much earnings two, three, and four-person families should be included in the middle-income classification.

As per this analysis, in Alabama, a 2-person family becomes middle-class when their income range is between $37,172.94 and $110,964. Similarly, a 3-person family is considered middle class when their income range is between $42,604.63 and $127,178, and a 4-person family becomes middle-class when their income range is between $52,438.89 and $156,534

In the same way, the following states can be tallied.

Alaska:

2-person family middle-class income range: $56,330.92 to $168,152

3-person family middle-class income range: $60,428.64 to $180,384

4-person family middle-class income range: $69,665.26 to $207,956

Arizona

2-person family middle-class income range: $42,284.37 to $126,222

3-person family middle-class income range: $45,197.53 to $134,918

4-person family middle-class income range: $53,119.61 to $158,566

Arkansas

2-person family middle-class income range: $35,087.23 to $104,738

3-person family middle-class income range: $38,855.31 to $115,986

4-person family middle-class income range: $46,507.38 to $138,828

California

2-person family middle-class income range: $50,117.34 to $149,604

3-person family middle-class income range: $54,870.99 to $163,794

4-person family middle-class income range: $62,647.68 to $187,008

Colorado

2-person family middle-class income range: $51,695.19 to $154,314

3-person family middle-class income range: $57,772.76 to $172,456

4-person family middle-class income range: $67,509.20 to $201,520

Connecticut

2-person family middle-class income range: $56,695.40 to $169,240

3-person family middle-class income range: $66,263 to $197,800

4-person family middle-class income range: $80,839.52 to $241,312

Delaware

2-person family middle-class income range: $47,450.07 to $141,642

3-person family middle-class income range: $55,792.91 to $166,546

4-person family middle-class income range: $67,502.50 to $201,500

Florida

2-person family middle-class income range: $39,789.96 to $118,776

3-person family middle-class income range: $43,393.89 to $129,534

4-person family middle-class income range: $51,789.66 to $154,596

Georgia

2-person family middle-class income range: $40,845.21 to $121,926

3-person family middle-class income range: $46,002.20 to $137,320

4-person family middle-class income range: $53,740.03 to $160,418

Hawaii

2-person family middle-class income range: $51,397.71 to $153,426

3-person family middle-class income range: $61,821.57 to $184,542

4-person family middle-class income range: $69,842.14 to $208,484

Idaho

2-person family middle-class income range: $39,885.10 to $119,060

3-person family middle-class income range: $43,232.42 to $129,052

4-person family middle-class income range: $50,060.39 to $149,434

Illinois

2-person family middle-class income range: $47,116.41 to $140,646

3-person family middle-class income range: $54,310.87 to $162,122

4-person family middle-class income range: $65,412.77 to $195,262

Indiana

2-person family middle-class income range: $40,695.80 to $121,480

3-person family middle-class income range: $47,411.21 to $141,526

4-person family middle-class income range: $55,750.03 to $166,418

Iowa

2-person family middle-class income range: $44,792.18 to $133,708

3-person family middle-class income range: $51,367.56 to $153,336

4-person family middle-class income range: $61,254.08 to $182,848

Kansas

2-person family middle-class income range: $44,103.42 to $131,652

3-person family middle-class income range: $50,075.80 to $149,480

4-person family middle-class income range: $58,316.13 to $174,078

Kentucky

2-person family middle-class income range: $36,106.97 to $107,782

3-person family middle-class income range: $42,429.09 to $126,654

4-person family middle-class income range: $52,059 to $155,400

Louisiana

2-person family middle-class income range: $36,315.34 to $108,404

3-person family middle-class income range: $42,047.19 to $125,514

4-person family middle-class income range: $53,242.89 to $158,934

Maine

2-person family middle-class income range: $42,119.55 to $125,730

3-person family middle-class income range: $50,917.32 to $151,992

4-person family middle-class income range: $60,412.56 to $180,336

Maryland

2-person family middle-class income range: $58,147.96 to $173,576

    3-person family middle-class income range: $68,045.87 to $203,122

    4-person family middle-class income range: $80,429.48 to $240,088

Massachusetts

    2-person family middle-class income range: $54,438.17 to $162,502

    3-person family middle-class income range: $68,368.81 to $204,086

    4-person family middle-class income range: $83,974.45 to $250,670

Michigan

    2-person family middle-class income range: $41,073.68 to $122,608

    3-person family middle-class income range: $49,233.61 to $146,966

    4-person family middle-class income range: $60,088.28 to $179,368

Minnesota

2-person family middle-class income range: $50,252.01 to $150,006

    3-person family middle-class income range: $60,824.61 to $181,566

    4-person family middle-class income range: $72,837.71 to $217,426

Mississippi

   2-person family middle-class income range: $33,585.09 to $100,254

    3-person family middle-class income range: $36,874.79 to $110,074

    4-person family middle-class income range: $44,646.79 to $133,274

Missouri

    2-person family middle-class income range: $40,137.02 to $119,812

    3-person family middle-class income range: $47,224.28 to $140,968

    4-person family middle-class income range: $56,973.45 to $170,070

Montana

    2-person family middle-class income range: $41,358.43 to $123,458

    3-person family middle-class income range: $47,905.67 to $143,002

    4-person family middle-class income range: $57,155.02 to $170,612

Nebraska

    2-person family middle-class income range: $45,617.62 to $136,172

    3-person family middle-class income range: $51,282.47 to $153,082

    4-person family middle-class income range: $60,474.87 to $180,522

Nevada

    2-person family middle-class income range: $42,436.46 to $126,676

    3-person family middle-class income range: $46,585.10 to $139,060

    4-person family middle-class income range: $52,754.46 to $157,476

New Hampshire

    2-person family middle-class income range: $51,969.89 to $155,134

    3-person family middle-class income range: $63,278.82 to $188,892

    4-person family middle-class income range: $77,816.48 to $232,288

New Jersey

    2-person family middle-class income range: $54,144.71 to $161,626

    3-person family middle-class income range: $67,765.81 to $202,286

    4-person family middle-class income range: $82,698.10 to $246,860

New Mexico

    2-person family middle-class income range: $38,553.14 to $115,084

    3-person family middle-class income range: $38,622.15 to $115,290

    4-person family middle-class income range: $43,667.92 to $130,352

 New York

    2-person family middle-class income range: $46,597.83 to $139,098

    3-person family middle-class income range: $55,155.74 to $164,644

    4-person family middle-class income range: $67,252.59 to $200,754

North Carolina

    2-person family middle-class income range: $39,766.51 to $118,706

    3-person family middle-class income range: $44,938.24 to $134,144

    4-person family middle-class income range: $54,094.46 to $161,476

 North Dakota

    2-person family middle-class income range: $50,524.70 to $150,820

    3-person family middle-class income range: $56,369.11 to $168,266

    4-person family middle-class income range: $67,521.93 to $201,558

 Ohio

    2-person family middle-class income range: $41,263.96 to $123,176

    3-person family middle-class income range: $48,556.91 to $144,946

    4-person family middle-class income range: $58,955.98 to $175,988

 Oklahoma

    2-person family middle-class income range: $39,604.37 to $118,222

    3-person family middle-class income range: $43,061.57 to $128,542

    4-person family middle-class income range: $49,231.60 to $146,960

Oregon

    2-person family middle-class income range: $44,341.27 to $132,362

    3-person family middle-class income range: $50,984.32 to $152,192

    4-person family middle-class income range: $59,710.40 to $178,240

Pennsylvania

    2-person family middle-class income range: $43,328.90 to $129,340

    3-person family middle-class income range: $53,888.10 to $160,860

    4-person family middle-class income range: $64,841.26 to $193,556

 Rhode Island

    2-person family middle-class income range: $48,213.20 to $143,920

    3-person family middle-class income range: $55,043.85 to $164,310

    4-person family middle-class income range: $69,286.71 to $206,826

 South Carolina

    2-person family middle-class income range: $39,337.04 to $117,424

    3-person family middle-class income range: $42,692.40 to $127,440

    4-person family middle-class income range: $51,590 to $154,000

 South Dakota

    2-person family middle-class income range: $44,333.90 to $132,340

    3-person family middle-class income range: $49,529.08 to $147,848

    4-person family middle-class income range: $57,928.87 to $172,922

Tennessee

    2-person family middle-class income range: $38,167.22 to $113,932

    3-person family middle-class income range: $43,790.53 to $130,718

    4-person family middle-class income range: $51,220.83 to $152,898

 Texas

    2-person family middle-class income range: $43,321.53 to $129,318

    3-person family middle-class income range: $47,581.39 to $142,034

    4-person family middle-class income range: $54,994.94 to $164,164

 Utah

    2-person family middle-class income range: $44,442.44 to $132,664

    3-person family middle-class income range: $51,330.71 to $153,226

    4-person family middle-class income range: $57,409.62 to $171,372

 Vermont

    2-person family middle-class income range: $46,184.44 to $137,864

    3-person family middle-class income range: $54,231.14 to $161,884

    4-person family middle-class income range: $63,166.26 to $188,556

Virginia

    2-person family middle-class income range: $51,174.60 to $152,760

    3-person family middle-class income range: $59,441.06 to $177,436

    4-person family middle-class income range: $70,116.84 to $209,304

 Washington

    2-person family middle-class income range: $51,331.38 to $153,228

    3-person family middle-class income range: $58,312.78 to $174,068

    4-person family middle-class income range: $68,185.23 to $203,538

 West Virginia

    2-person family middle-class income range: $34,203.50 to $102,100

    3-person family middle-class income range: $41,735.64 to $124,584

    4-person family middle-class income range: $49,760.90 to $148,540

Wisconsin

    2-person family middle-class income range: $44,306.43 to $132,258

    3-person family middle-class income range: $53,190.63 to $158,778

    4-person family middle-class income range: $64,167.91 to $191,546

Wyoming

    2-person family middle-class income range: $47,764.30 to $142,580

    3-person family middle-class income range: $53,187.95 to $158,770

    4-person family middle-class income range: $61,159.61 to $182,566